Seeking Financial Support With The Help Of Lowes Scholarship Program

Scholarship programs nowadays are getting more efficient due to the various organizations that provide funds for this type of program. Lowes scholarship program is one of those organizations that give out scholarship programs to those students that need financial support for their studies. In fact, they are planning to award more than $ 600,000 worth of scholarship programs to various students in the communities they do business. The good thing about their scholarship program is that, they are able to reach various families who are suffering from financial crisis within the community. Moreover, they are adding more support and hope to those students that needs educational benefits.

In fact, Lowes will give out one hundred forty scholarship programs to different high school seniors who want to study for the school year 2009-2010. The said program is offered to both community and Lowes employees and staff. On the other hand, LCBS (Lowes Carl Buchan Scholarship) are also giving $50,000 worth of scholarship program to those full and part-time workers of Lowes with at least 90 days of service in their company. Like other scholarship programs, their qualifications are based on the academic performance, leadership, working experience and community involvement of the student.

The scholarship also requires a minimum of 3.25 Grade Point Average (GPA) in order to qualify for the scholarship program. The awards that they will receive can be used at any accredited two or four year college course in a university or technical school. The amount can be used for the tuition fee cost, books and other school supplies. However, the scholarship awards are not renewable. The Lowes scholarship programs are supported by Lowes Charitable and Educational Foundation. The said foundation is managed by ISTS (International Scholarship and Tuition services). In order to know more details about their program, you can use the internet to browse on different scholarship websites that affiliates with Lowes.
@Gathering more information about different scholarship programs can also give more opportunities on availing one. Many organizations out there provide scholarship programs for students. If you do not manage to avail a Lowes Scholarship program, you might as well try another.

Student Loans Consolidation – Easy Debts Payments

Are you a student looking for ways to bring your educational student debts under control, the best way is to go for student consolidation loans? Using this way is the best and easier way that a student that has huge student debt can quickly ease out and enjoy is future.

Student debt consolidation is not rocket science. It is the only practical and convenience way to all student debt consolidation stress like payments delay, fund mismanaged, payments default and others.

Student consolidation will surely help one to start taking debt control and be relief.

LOANS REPAYMENT

Student loan consolidation has its own benefit that is favorable to all students. The first benefit is that your interest rate reduces to half after the debt consolidation.

This happen as a result of the average weighted interest rate. As a student you take loans when you are still in school and you never notice the interest charges n the money loaned.

His also happen with those that have credit card loans.

The interest on the loan keeps on piling on the principal and become a big stress by the time you are on your own.

After Student consolidation of loans, the amount will average the interest rate which is now calculated after all interest rates.

The interest is divided and the fixed installments will be decided, this amount must be paid every month.

You will make a huge saving on your earlier payments and also will pay less in all terms.

Another benefit of students loans consolidation, your installment monthly payments will become less.

Paying your installment in a wrong way will surely make you start living like a pauper, begging before you can afford to eat. You must try and revisit and revise your loan budget every time until you finish paying. After your student loan is consolidated, your principal amount will be spread over a period of 20 to 30, which will tend to reduce your monthly installment.

The debt consolidation company is mandated to bring your monthly installment within your reach; this will make you easily pay off your monthly installment every month.

Every student still under student loan debt always dream of qualifying for the student federal loan consolidation. The student federal loan consolidation has a huge advantage over any other student loans consolidation. When a student qualify for the federal loan consolidation, he or she gets to benefit from prepayments without penalties, repayment plans will be flexible, no credit checks, duration of loan will be longer, no charge fee and a student need not send proof of any income before loan can be approved.

Student loans consolidation gives quick relief from loans accumulated during study.

Always try to first get student federal loan consolidation if possible due to its many advantages.

In any case, student debt consolidation is beneficial for all students under any form of student loans debt consolidation.

The UK has the highest number of universities in the Worlds Top-500 universities

An assessment carried out by All About Uni found that Scotland has the highest density of the World’s Top-500 universities in the United Kingdom. All About Uni is an independent, global and interactive website where visitors can obtain information about universities (global rankings, student reviews, university news and campus pictures).

The Academic Ranking of World Universities (ARWU) is produced by the Institute of Higher Education at the Shanghai Jiao Tong University. Several indicators of academic or research performance are used to establish the ranking, these include highly cited researchers, articles indexed in major citation indices and staff winning Nobel Prizes.

The Worlds Top-500 universities (2008) are mainly located in Europe (n=210; 40%), the Americas (n=190; 40%) and the Asian/Pacific region (n=100; 20%). There are 42 (8%) universities located in the United Kingdom (UK), representing 20% of the universities in Europe.

The top-10 universities in the UK are: University of Cambridge (ranked 4th in the world), the University of Oxford (10th), University College London (22nd), Imperial College London (27th), The University of Manchester (40th), University of Edinburgh (55th), University of Bristol (61st), University of Sheffield (77th), Kings College London (81st) and University of Nottingham (82nd).

The UK has the highest number of universities in the Worlds Top-500 universities (42) compared to the other European countries: Germany (40), France (23), Italy (22), the Netherlands (12), Sweden (11) and Spain (9). In the ranking of Europe’s Top-10 universities, five are located in the UK and in the Top-25 universities, 9 are located in the United Kingdom.

The UK universities are located in following regions: England (34), Scotland (5), Wales (2) and Northern Ireland (1). An interesting difference is that universities in Scotland are much older than in the other three regions: the median age of the Scottish universities is 513 years (range 127-598) compared to 101 years (range 39-912) in England and 107 years (range 88-125) in Wales.

In order to make a comparison with other industrialized countries, All About Uni calculates the number of universities in the Worlds Top-500 (2008) per one million inhabitants. The overall number of universities per million inhabitants in industrialised countries is 0.5. An earlier assessment found that small countries in Western Europe (Sweden (1.2), Finland (1.1) and Switzerland (1.0)) and New Zealand (1.2) have the highest number of universities per million inhabitants.

The number of universities in the Worlds Top-500 universities that are located in the UK is 0.7 per million inhabitants, which compares favourably with other large industrialized countries: Canada (0.6), Germany (0.5), United States (0.5), France (0.4), Italy (0.4) and Japan (0.2). For the four regions of the United Kingdom, the numbers are as follows: Scotland (1.0), England (0.7), Wales (0.7) and Northern Ireland (0.6).

Conclusions
Within the UK, Scotland has a much higher density of top universities compared to England, Wales and Northern Ireland. Scotland also performs very well compared to other industrialised countries and the number of Scottish universities per million inhabitants is one of the highest in the world.

American Single Mothers Are Eligible For Obama’s $10,000 Scholarship Educational Plan This Year

President Barack Obama has come out with a new program that allows single mothers to go back to school. The maximum grant available was just raised to over five thousand dollars. These are more like grants; these do not need to be repaid like normal student loans. Many single moms out there can’t get a good education because they are stuck raising a child and getting a low paying job. This program can help them get the education they need to get a better job and rise up the corporate ladder.
Online degrees are a great option for moms who have to stay at home and take care of their child. Online degrees offer moms a way to go to college but at their own pace. Some people are faster learners than others, but others don’t have time to commit hours at a time to their schooling. Online schooling lets you do it in pieces and in multiple shifts. Some online degrees are accelerated if you can spend time, and you can end up getting an associates or even bachelors in a shorter time than traditional colleges. Online degrees also offer up just about any degree you are looking for. Online degrees are still taught by experienced professors, and some people like the anonymity that the online environment gives. If you have ever been in a class setting, you know there are a bunch of shy people who don’t want to talk, but can easily open up on the computer.
Obama’s program for moms allows them to do this, and they can do this easily with the extra money they will be getting. This nineteen billion dollar program will put more people in college and increase jobs in the future. The application is very easy to fill out, but be warned. If you make a mistake on the application anywhere, you will be rejected.
There are many scams on the internet, and of course, there are people trying to scam you into giving your information to a website and in return they will give you your scholarship. Sadly, this will not work, and many things can arise from this such as identity theft or someone using your credit cards. This program has no fees, many scholarship programs scams will offer fees and are a usual negative signal.

Development, Relief And Education For Alien Minors Act Election Offers Citizenship For Service Or Schooling

With an election that came down almost entirely on party lines, the U.S. House of Representatives approved the Development, Relief and Education for Alien Minors Act. The Development, Relief and Education Act, creates a way for young adults who came into the country as kids a way to become citizens. The DREAM Act, isn’t assured yet, however. The Senate has promised a filibuster. Payday cash advances might even be within the future for those invovled with the DREAM Act. Article resource – DREAM Act vote offers citizenship for service or schooling by Money Blog Newz.
The DREAM Act may be the best ‘path to citizenship’ there is
The Development, Relief and Education for Alien Minors Act is a bill intended specifically to target children that are brought to the United States as illegal immigrants before they’re 16 years old. A six year “temporary” status would be given to young adults who go through the Development, Relief and Education for Alien Minors Act to apply for citizenship. During that time, they would be required to go to college on their own dime or serve within the United States military.
The impact of the DREAM Act
There’s a lot of debate over the Development, Relief and Education for Alien Minors Act. Some are calling this an “amnesty” bill that would give 2 million illegal immigrants a right to be within the country legally. Others take issue with the belief that these immigrants would be able to pay in-state tuition for school. Proponents of the bill, however, point out that the bill targets only young adults who were not given an option in coming to the country. The six-year “trial period” would provide them nothing other than a lawful right to be within the country; no PELL grants, no welfare, just a chance to “prove themselves.”.
Vote status of Development, Relief and Education for Alien Minors Act
A 216-198 vote got the Development, Relief and Education for Alien Minors Act passed within the House of Representatives. This doesn’t mean it will ever become a law though. The Senate might filibuster the passage of the Development, Relief and Education for Alien Minors Act, preventing it from passing. The Homeland Security Secretary and Education Secretary have both come out in support of the DREAM Act. The federal deficit may reduce by $1.4 billion if the DREAM Act does pass due to the increased economic activity and reduced enforcement costs, claims the Congressional Budget office. The DREAM Act will go into law if it’s able to pass the U.S. Senate. Obama said he would sign it too.

Education Partnerships Award Grants Totaling Over $225,000

January 3, 2012
FOR IMMEDIATE RELEASE

Houston, TX January 3, 2012 The National Education Alliance has partnered with corporations nationwide. By partnering with these companies the National Education Alliance is able to provide employees with very beneficial educational grants. By working together with these groups, the National Education Alliance seeks to establish programs that meet the diverse needs of adult learners of all levels. The National Education Alliance works with each corporation to create a custom educational benefit program that best fits the needs of their employees. In 2010 and 2011, the National Education Alliance has awarded 243 grants to employees of corporate partners totaling $226,914.
Numerous corporations and businesses have chosen to take part in the opportunity to provide their employees with the benefits negotiated by the National Education Alliance. By partnering with the National Education Alliance, employees are eligible to receive:
Tuition discounts from prominent universities, colleges, and education service providers.
Grants and scholarships sponsored by the National Education Alliance and its affiliates.
Access to innovative educational programs that meet the needs of working adults.
Opportunity to participate in approved workforce development programs.
This initiative is part of a broader effort to support the career ladder of employees and elevate the employees voice and contribution in their industry. Online distance learning classes will give the flexibility employees need to complete programs while working full-time, allowing them to advance their careers while earning full-time wages.
“The National Education Alliance is a growing network providing robust learning experiences through multiple venues that allows the student to benefit from a multi-faceted learning experience. We are honored to collaborate with corporations that put focus on the future of their employees,” says Shara Wright, President of the National Education Alliance.

About The National Education Alliance
The National Education Alliance is an advocacy group for adult learners that is committed to providing individuals with the opportunity to pursue their education in the most affordable fashion. By collaborating with institutions of higher learning, employers, professional associations and sponsors, the Alliance seeks to establish programs and negotiate discounts on college tuition to meet the diverse needs of adult learners.

Contact:
National Education Alliance
Shara Wright, President
800.230.7565 x1400

www.NationalEducationAlliance.com

Student Loan Settlement Is the Loan Subsidized

Ever since Credit 911 confirmed that we could settle unsubsidized student loans, we have spent quite a bit of time explaining what the difference between the two types of loans are.

In short, subsidized student loans are when the Federal Government paid the interest on those loans while the individual was attending school. The Federal Perkins Loans are an example of a subsidized student loan. The interest rate is locked at 5% and the Federal Government pays the interest while the student attends school, there is a 9 month grace period following graduation, and an additional grace period during deferments.

Perkins loans, however, are limited in dollars to those students who show the greatest need.

Most students then turn to the Stafford Loan program for additional funding, these loans fall into our two famous categories Subsidized and Unsubsidized. Again, the subsidized Stafford Loan is based on need, while the unsubsidized Stafford Loan is not.

Most Stafford Loans interest rates range from 4% to 6% depending on what year the student took out the loan. As an example loans taken in 2009/2010 were fixed at 5.6 percent while loans this year are expected to be 4.5%. For the subsidized Stafford the government pays all that interest during your education plus the 9 months discussed above. Additionally, students receiving subsidized loans must be minimally enrolled as a half time college student to remain eligible for the funding.

Those that did not qualify for subsidized loans AND those that needed more money would move on to unsubsidized Stafford Loans. Neither subsidized nor unsubsidized loans obtained through financial aid require a credit check, no collateral was needed, what was most important is that you were somehow able to fill out the very complicated Free Application for Federal Student Aid, more commonly referred to as the FAFSA.

The FAFSA is know for being long and complicated, but the good news is that if you happened to fill this out and you werent in terrible financial shape at the time you probably have a mix of subsidized and unsubsidized loans or all of your loans are unsubsidized.

That should provide you with a basic understanding of the difference and borrowing guidelines between subsidized and unsubsidized student loans. However, for those of you who wish to know a little more about the “education maze” please visit us at www.credit911online.com/blog

How To Know If Homeschooling Is Right For Our Family

The choice to homeschool should not be made lightly. Homeschooling is legal in every state, but you need to research and discuss in order to make a wise decision. Here are a few questions to ask yourself if you want to know if homeschooling is right for your family, and to see if it is a option for your family.

Am I comfortable spending all of my time with my children? One of the main reasons that people homeschool is because they love their children and want what’s best for them. They also genuinely like spending time with their children, which is good since you’ll be spending all of your time with them. If your children frustrate you easily, homeschooling might not be a good match for you.

Will questions about homeschooling bother me? Homeschoolers are asked a lot of questions. These questions could be anything from what curriculum they’re using or about what socialization skills they are using. When homeschooling, it would help if you do not mind being asked the same questions more than once.

How can I find out about homeschooling? Check out books from your public library. There is more than likely a large selection of books that will tell you everything you need to know. The librarian might even be able to tell you if there are any homeschoolers in the area, since most homeschoolers rely heavily upon the library for source materials.

Is there a support system available? After you’ve read some books, find local homeschoolers, or do an online search for “homeschool groups (your city)” or “homeschool groups (your state).” There are homeschooling co-ops available in many places, as well as opportunities for families to get together and have fun.

After you have found some families that already homeschool, ask them about the pros and cons of homeschooling if you still have questions. Most families will be more than willing to share information, be honest about their reasons, and will be more than happy to help you make an honest decision. Some other questions you may ask; Should you be concerned about socialization for your children? Should you be worried about curriculum? What types of hardships they had to deal with when starting to homeschool. Do they have any suggestions about what to use or not to use?

When choosing a curriculum, you need to know that curriculum choices are astronomical – in the price, and often in the variety available. While it is possible to homeschool without using a set curriculum, it is also possible to have “school at home” by choosing books very similar to those offered in public schools. The library books you check out earlier should have given you an idea of what your child should learn in each grade, and should have explained about the different methods.

Too Many Universities All Dressed Up With Nowhere To Go

The Coalition Government which has placed so much emphasis on reversing the trend towards dumbing down in education must be extremely dismayed by one side-effect of tuition fees in higher education rising to as much as 9,000 a year. It appears that the drop in university course applications which has followed the fee rise has prompted many institutions to lower their entry requirements in order to keep their numbers up. This is especially true of newer universities and former polytechnics.

According to the Universities and Colleges Admission Service (UCAS), the number of English applicants to all universities has fallen by 10 % compared with last year. The biggest casualty was the University for the Creative Arts which suffered a massive 29.2% drop from 2011. At the top end of the spectrum, Oxbridge applications were virtually unchanged.

In what looks like a desperate last minute attempt to keep student numbers and revenues up, many institutions have lowered A level grade requirements which basically means that young people are being let in even though they may not have what it takes to ultimately gain a degree. Either that or the quality of degrees would have to fall. This is almost certainly not what the government intended when it moved the goalposts on fees.

Take, for example, the situation at Leeds Metropolitan University where the Telegraph reports entry levels on 97 degree courses, including architecture, law, English literature and history, have been cut to 80 points on the UCAS tariff – the equivalent of only two grade Es, the lowest possible pass. The inevitable result is that the average quality of undergraduates at such universities is destined to decline.

Of course, in the past, such establishments would have responded to such developments by focusing more of their education marketing spend on attracting students from overseas but, here again they have been stymied by the governments tightening up on visa requirements for students from outside of the EU.

That just leaves the EU as a potential source of students to compensate for the shortfall in domestic numbers. This may also prove a problem bearing in mind the economic malaise in the Eurozone and the fact that fees in many EU countries like Belgium are actually lower than in the UK.

Nobody it seems has asked the most relevant question which is what is the optimal number of university places in the UK in the first place. It would appear that the quality of graduates, especially in the disciplines which are in such high demand such as technology and engineering, is now taking centre stage in the debate rather than the total quantity of new undergraduates studying at our universities.

The University Of Southamptons Global Enterprise And Entrepreneurship Masters Degree

The University of Southamptons Global Enterprise and Entrepreneurship masters degree is led by Dr. Franz Huber who is a Lecturer in Strategy and Innovation.

Before becoming course leader on the University of Southamptons Global Enterprise and Entrepreneurship masters degree he was an ESRC funded Research Fellow at the Open University Business School.

He completed his PhD in economic geography at the University of Cambridge as a Gates Scholar. Before that he was a visiting graduate student at Duke University, and he received an MSc in geography and an MA in sociology from the University of Salzburg.

Franz is currently working on green’ innovation. He is completing his work on an ESRC funded project, which investigates knowledge linkages between UK motorsport and cleantech.

The aim is to get a better understanding of the enablers of, and barriers to, successful knowledge transactions and to explore implications for sustainability transitions and innovation policy.

His PhD project critically investigated the role of personal networks for knowledge flows in innovative clusters. This led him to conduct a detailed survey and also interviews with R&D workers in the Cambridge IT Cluster.

Although the Global Enterprise and Entrepreneurship masters degree leadership role takes up much of his time, Franz is also active in two research groups: the Strategy research group and the Entrepreneurship research group.

Franzs Global Enterprise and Entrepreneurship masters degree was praised by former student Sawanet Vongpan on the University of Southampton Management Schools website.

Sawanet said: The Global Enterprise and Entrepreneurship masters programme provides an excellent combination of learning about the key management theories for enterprise and entrepreneurship, alongside understanding the current business world.

In addition, I have a chance to work with individuals from all over the world. Southampton is the place I was searching for. I could not ask for more! She added.
Southampton Management School has an excellent international reputation for the analytical study of management and business. Studying an MSc Management masters degree, or other postgraduate option, will introduce you to new concepts and knowledge, which can make all the difference in the job market.
All our degrees are taught by research-active academics who are also directly tackling business challenges outside the seminar room and put theory into practice every day.
The Global Enterprise and Entrepreneurship MSc programme (previously known as MSc Strategic Entrepreneurship) is designed specifically to respond to those interested in enterprise and entrepreneurship from a global perspective.

Find out more about the Global Enterprise and Entrepreneurship masters degree by visiting www.southampton.ac.uk/management